Dear Customer,

We provide simple and easy billing solutions for everyone. You may choose to pay by credit card and never have to touch a paper bill again. You can pay online at the time you receive your invoice. Your invoice will be sent directly to you via email. You may choose automatic billing and never have to worry about late payments. All on your computer. Hassle free! We also accept cash and check payments.

Credit Card Option 1:

A Visa™ or MasterCard™ should be on file upon pick-up or arrival of your horse(s). Basic training fees and additional products, if any, will be billed to your credit card and will occur every 30 calendar days. A detailed invoice will be sent via email. If invoice is not paid in full within 10 days after the due date, your credit card will be automatically charged for the total balance due.

Credit Card Option 2:

Automatic Billing: A simple and convenient automatic billing may be set up. If you choose automatic billing, your credit card will be charged on the 1st day of the month for the amount of the previous month's balance. Your invoice will be sent at the time your credit card is approved and marked as paid. If the credit card on file does not clear, customer will be notified and a second billing attempt will proceed. After second attempt, the customer will be notified and may be asked to change the credit card on file or send other form of payment.

Check or Cash Payments:

Foal papers should accompany the horse(s) if paying by cash or check. Customers will be sent an electronic invoice, via email, on the 1st day of the month. You may pay cash, check, or online by credit card. Invoice is due on the 15th of the month. Please pay by due date to avoid late charges. Unpaid balances may be in danger of default. A $35 fee will be charged for returned checks.

Make Checks Payable to: Crocker Racing Stable Inc.

Mail to:
Crocker Racing Stable Inc.
905 Pepper Ave.
Richmond, VA. 23226

Basic Training Fees:
Basic daily training charges (day rate) include, but are not limited to the following:
Feeding, clean stall, grooming, exercise riding, workman's compensation insurance and use of basic daily training equipment.

Additional Services and Products:
Service does not include the following: Veterinarian, vet prescribed and some over the counter medications, certain dietary supplements, farrier, hauling, and race day expenses. Questions?

Final Billing:
Billing should be finalized before horse(s) departs.

Default:
If an outstanding balance is left unpaid after 30 days of the due date, Crocker Racing reserves the right to suspend training and/or send the horse(s) back to the responsible owner, as stated on the foal papers. Foal papers may remain on file with Crocker Racing Stable Inc. After the 15 day grace period, following the due date, finance charges will apply to outstanding balance. Crocker Racing Stable Inc. reserves the right to sell or trade any horses with an outstanding balance over 90 days past due.

Finance Charges:
A $10 late fee, plus a 2.5% monthly (30 days) finance charge will be applied to any overdue balances. All invoices are due on the 15th day of the month. A grace period of 15 days will be in effect before finance charges are calculated.

How Finance Charges are Calculated
The overdue balance is subject to a 30.42% APR or a Daily Periodic Rate of 0.08334%. The 2.5% (2.5002%) finance charge reflects the Daily Periodic Rate multiplied times 30 days. Daily Periodic Rates will apply to the unpaid balance starting on the first day, after the grace period, following the due date, as stated on invoice. Unpaid late fees and finance charges will be applied to the new balance and will be subject to finance charges as well.

An overdue balance must be paid before horse's departure.